Can a person make a claim against my insurance company for an accident that never happened? No police report.?
My son was driving my vehicle while out on a date with a young lady he’d met. He says that the woman got extremely intoxicated, started acting crazy, and jumped from truck while it was moving down the road at about 15mph. About a year and a half later, the woman is making a claim against my insurance company claiming that my son ran into a fire hydrant and now she has a neck injury. Of course the woman never made a police report because the police would have wanted to see the truck, and therefore would have seen that there wasn’t any damage; but her claim is that she didn’t make the report because she was scared. This all happened in MN and my question is what can they do? Will my insurance pay this bogus claim? I am a little nervous because she has some attorney who has taken up her case.
Turn this matter over to your insurance company and let them deal with it. Adjusters have ways of gathering evidence to proof or disproof a claim. For example, if your son hit a fire hydrant, where is the damage to your vehicle. Even repaired damage will display evidence when inspected.
As for the police report, the lack of one doesn’t prevent her from filing a claim and/or lawsuit against you.
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